Loans & EMI
Plan your borrowing with precision. Calculate EMIs, amortization schedules, and evaluate refinancing options.
EMI Calculator
Free EMI calculator for home loan, car loan and personal loan in India. Calculate monthly instalment, total interest payable and full amortization schedule for any loan amount and tenure.
Mortgage Calculator
Calculate monthly mortgage payment with Principal, Interest, Property Tax, Home Insurance, and PMI.
Home Loan EMI Calculator
Calculate monthly home loan EMI, total interest, amortization schedule, and tax benefits under Sec 24 & 80C.
Personal Loan EMI Calculator
Calculate monthly personal loan installments, processing charges, and interest cost for instant cash loans.
Car Loan EMI Calculator
Calculate auto loan EMI for new and used cars with down payment and interest schedule.
Education Loan EMI Calculator
Calculate study loan EMI with moratorium period and Section 80E tax deduction benefits.
Staff Loan Calculator (Govt / Bank Concessional)
Principal-first interest-later calculation for bank and government employees.
Loan Balance Transfer & Refinance Calculator
Compare existing loan against new interest rates, processing fees, MODT charges, and breakeven period.
Loan Prepayment & Closure Calculator
See how extra monthly or lump sum payments reduce loan tenure and interest.
Loan Comparison Calculator (2-3 Loans)
Side-by-side comparison of 2 or 3 loan offers to find the cheapest loan.
Loan Eligibility Calculator (Generic)
Calculate maximum loan borrowing capacity based on Net Monthly Income (NMI), existing EMIs, and bank EMI/NMI ratio limits.
Home Loan Eligibility Calculator (LTV & FOIR)
Calculate maximum home loan limit considering RBI LTV rules and dynamic SBI Income/FOIR limits.
Car Loan Eligibility Calculator
Calculate max auto loan limit considering on-road price LTV constraints and your existing EMI burden.
Personal Loan Eligibility Calculator
Check how much unsecured personal loan you can get based on your net monthly salary and existing debt.
Credit Card Debt Payoff Calculator
Calculate time and interest required to become debt-free from high APR credit cards.
Simple Loan Calculator (Flat Interest EMI)
Calculate simple interest loan installments, flat vs reducing rate equivalent, and total interest cost.
Gold Loan Calculator (LTV & Bullet Repayment)
Calculate gold loan eligibility per gram (18K, 22K, 24K) with RBI 75% LTV, EMI, and Bullet Repayment.
Loan Against Property (LAP) Calculator
Calculate mortgage loan eligibility on residential or commercial property with 50%–70% LTV.
Kisan Credit Card (KCC) Agri Loan Calculator
Calculate subsidized crop loan limits with 3% prompt repayment subvention (Effective 4% p.a. rate).
Wealth & Investments
Build your wealth and plan for retirement. Tools for SIPs, lumpsum investments, and FIRE planning.
SIP Calculator (Systematic Investment Plan)
Calculate SIP returns for any monthly investment amount, tenure and expected rate. See maturity corpus, wealth gained and month-by-month growth for your mutual fund SIP in India.
Step-Up SIP Calculator
Model yearly investment increments with salary hikes for massive compounding.
Goal SIP Calculator (Target Planner)
Calculate monthly SIP amount needed to achieve a target financial corpus.
Lumpsum Investment Calculator
One-time mutual fund / equity investment returns with compound interest.
SWP Calculator (Systematic Withdrawal Plan)
Regular monthly pension cashflow from mutual fund corpus with balance projection.
Fixed Deposit (FD) Calculator
Calculate fixed deposit maturity value and interest for any bank in India. Supports cumulative and non-cumulative FD with quarterly, monthly, annual compounding. SBI, HDFC, ICICI FD calculator.
Recurring Deposit (RD) Calculator
Quarterly compounding for monthly recurring bank deposits across flexible tenures.
Smart FD Switch & Analyzer Calculator
Analyze penalty vs higher interest gain, with full RBI NRE/NRO 0% rule compliance.
NRI Fixed Deposit Calculator (NRE / NRO / FCNR)
Calculate 100% tax-free NRE FD, 31.2% TDS NRO FD with DTAA relief, and multi-currency FCNR(B) deposits.
CAGR Calculator (Compound Annual Growth Rate)
Calculate Compound Annual Growth Rate and multi-year compound interest.
FIRE Calculator (Financial Independence Retire Early)
Calculate your FIRE number — how much to save to retire early in India. Lean FIRE, Fat FIRE corpus with safe withdrawal rate (4% rule), savings rate target and early retirement year.
Time Value of Money (PV & FV) Calculator
Calculate Present Value (PV), Future Value (FV), and compounding growth with annuities.
Retirement Corpus & Pension Calculator
Inflation-adjusted post-retirement living expenses and nest egg requirement.
Emergency Fund Calculator
Determine essential monthly expense buffer for 3 to 12 months safety net.
Net Worth Calculator
Track total financial & physical assets minus all debts and liabilities.
Buy vs Rent Home Analyzer
Compare buying vs renting a home in India. Compare EMI, rent, property appreciation, investment returns and long-term wealth to see which option may work better for you.
Crorepati SIP Goal Calculator
Find out exact years or monthly savings required to reach ₹1,00,00,000.
Cost of Delay Calculator (SIP)
See the massive opportunity loss of delaying SIP investments by 1-5 years.
Impact of 1% Fee & Return Calculator
Understand how a small 1% difference in returns or expense ratio compounds.
Inflation Calculator (Purchasing Power)
Calculate future purchasing power loss and how much money you need to maintain lifestyle.
Government & Post Office Schemes
Explore guaranteed return schemes like PPF, Sukanya Samriddhi (SSY), and Senior Citizens Savings Scheme.
PPF Calculator (Public Provident Fund)
Calculate PPF maturity value, yearly interest, and 80C tax benefits. Public Provident Fund 15-year EEE tax-free government-guaranteed scheme. Free PPF calculator India 2026.
EPF & VPF Calculator
Employee Provident Fund retirement corpus with employer contribution & interest.
NPS Calculator (National Pension System)
Calculate NPS retirement corpus and monthly pension payout. National Pension System Tier-1 calculator with lump-sum and annuity projection — free NPS calculator India 2026.
APY Calculator (Atal Pension Yojana)
Calculate APY contribution and guaranteed pension. Govt guaranteed ₹1,000 to ₹5,000 monthly pension for age 18–40 under Atal Pension Yojana.
SCSS Calculator (Senior Citizens Savings Scheme)
Calculate SCSS quarterly interest payout for senior citizens aged 60+. Senior Citizens Savings Scheme with government-backed 8.2% p.a. rate — free SCSS calculator India 2026.
Sukanya Samriddhi (SSA) Calculator
Calculate Sukanya Samriddhi Yojana maturity amount for your daughter. SSA with 8.2% government-backed tax-free interest, 21-year maturity — free SSY calculator India 2026.
Post Office MIS Calculator
Monthly Income Scheme with sovereign guarantee and fixed monthly returns.
NSC Calculator (National Savings Certificate)
Post office 5-year fixed return certificate with 7.7% annual compounding and 80C tax deduction.
Tax & Salary
Optimize your take-home pay and tax liability. Compare old vs. new tax regimes and calculate salary components.
Income Tax Calculator (New vs Old Regime)
Free income tax calculator India. Compare new vs old tax regime for FY 2025-26 & FY 2026-27 with standard deduction, 87A rebate and all major exemptions.
Salary & In-Hand CTC Calculator
Break down gross CTC into monthly in-hand take-home, EPF, PT, and taxes.
HRA Exemption Calculator
Calculate House Rent Allowance tax exemption under Section 10(13A).
GST Calculator
Free GST calculator India. Add or remove GST at 5%, 12%, 18% or 28% instantly. Calculates CGST, SGST and IGST breakup for any amount.
Gratuity Calculator
Payment of Gratuity Act calculation for 5+ years of continuous service.
Capital Gains Tax Calculator (LTCG / STCG)
Free capital gains tax calculator India. Compute LTCG and STCG tax for equity (12.5%), mutual funds, debt, gold and real estate — Budget 2024 rates applicable from FY 2024-25.
Business & Utilities
Everyday financial utilities and business calculators including GST, margin, and discount tools.
Simple Interest Calculator
Calculate simple interest, total maturity, and yearly breakdown for flat loans & investments.
Compound Interest & AER Calculator
Compound interest with Daily, Monthly, Quarterly, or Annual frequency compounding.
Rule of 72 Doubling Time Calculator
Calculate exact years to double (72), triple (114), or quadruple (144) your money or halve purchasing power.
Depreciation Calculator (SLM & WDV)
Calculate Straight Line (SLM) and Written Down Value (WDV) asset depreciation schedules.
Stock Average Price Calculator
Calculate net average cost per share when buying shares at multiple dips and prices.
Working Capital Calculator
Calculate inventory, receivables, payables cycle and bank finance gap.
Profit Margin & Markup Calculator
Calculate gross profit, margin percentage, markup percentage, and revenue.
Discount & Sale Price Calculator
Calculate final discounted price and savings on retail discounts.
Currency Converter & Forex Calculator
Instant conversion between INR, USD, EUR, GBP, AED, SGD, and more.
Age Calculator & Milestones
Exact age in years, months, days, total hours lived, and next birthday countdown.
Date Difference Calculator
Count exact days, weeks, months between dates or calculate future/past dates.
Maturity Date Calculator
Calculate exact maturity calendar date for any deposit duration.
Pregnancy Due Date & Milestones Calculator
Calculate estimated delivery due date (EDD), gestational age, trimester timeline, and baby size milestones.
Ratio & Proportion Calculator
Simplify ratios, solve proportions (A:B = C:D), divide amounts in ratio (A:B:C), and scale aspect ratios.
Comprehensive Financial Calculators for Every Need
Finn360Pro is your ultimate destination for accurate, fast, and secure financial planning. Whether you're looking to calculate your home loan EMI, optimize your income tax under the new regime, or plan your path to Financial Independence, Retire Early (FIRE), our suite of 50+ specialized calculators is designed to give you clarity and control over your personal finances.
Unlike other platforms, we prioritize your privacy. All calculations are performed directly in your browser, meaning your sensitive financial data is never sent to our servers. From simple fixed deposit maturity estimations to complex amortization schedules and salary structuring, Finn360Pro equips you with professional-grade tools wrapped in an intuitive, easy-to-use interface.
Why Use Finn360Pro?
- Privacy First: 100% client-side calculations ensure your data stays on your device.
- Comprehensive: Covering everything from basic GST math to advanced mutual fund SIP step-up strategies.
- Free & Accessible: We believe financial literacy tools should be available to everyone without complicated sign-ups.