Loans & EMI
Plan your borrowing with precision. Calculate EMIs, amortization schedules, and evaluate refinancing options.
EMI Calculator
Free EMI calculator for home loan, car loan and personal loan in India. Calculate monthly instalment, total interest payable and full amortization schedule for any loan amount and tenure.
Mortgage Calculator
Calculate monthly mortgage payment with Principal, Interest, Property Tax, Home Insurance, and PMI.
Home Loan EMI Calculator
Calculate monthly home loan EMI, total interest, amortization schedule, and tax benefits under Sec 24 & 80C.
Personal Loan EMI Calculator
Calculate monthly personal loan installments, processing charges, and interest cost for instant cash loans.
Car Loan EMI Calculator
Calculate auto loan EMI for new and used cars with down payment and interest schedule.
Education Loan EMI Calculator
Calculate study loan EMI with moratorium period and Section 80E tax deduction benefits.
Staff Loan Calculator (Govt / Bank Concessional)
Principal-first interest-later calculation for bank and government employees.
Loan Balance Transfer Calculator (Refinance)
Compare your existing home, personal or car loan with a new lender's rate, fees, tenure, and break-even period.
Loan Prepayment & Closure Calculator
See how extra monthly or lump sum payments reduce loan tenure and interest.
Loan Comparison Calculator (2-3 Loans)
Side-by-side comparison of 2 or 3 loan offers to find the cheapest loan.
Loan Eligibility Calculator (Generic)
Calculate maximum loan borrowing capacity based on Net Monthly Income (NMI), existing EMIs, and bank EMI/NMI ratio limits.
Home Loan Eligibility Calculator (LTV & FOIR)
Calculate maximum home loan limit considering RBI LTV rules and dynamic SBI Income/FOIR limits.
Car Loan Eligibility Calculator
Calculate max auto loan limit considering on-road price LTV constraints and your existing EMI burden.
Personal Loan Eligibility Calculator
Check how much unsecured personal loan you can get based on your net monthly salary and existing debt.
Credit Card Debt Payoff Calculator
Calculate time and interest required to become debt-free from high APR credit cards.
Flat Rate Loan Calculator
Calculate flat-rate loan EMI, total interest, and compare the equivalent reducing-balance rate.
Gold Loan Per Gram Calculator
Calculate estimated gold-loan value per gram based on purity, gold price, LTV, interest rate and repayment method.
Loan Against Property (LAP) Calculator
Calculate mortgage loan eligibility on residential or commercial property with 50%-70% LTV.
Kisan Credit Card (KCC) Agri Loan Calculator
Calculate subsidized crop loan limits with 3% prompt repayment subvention (Effective 4% p.a. rate).
Wealth & Investments
Build your wealth and plan for retirement. Tools for SIPs, lumpsum investments, and FIRE planning.
SIP Calculator (Systematic Investment Plan)
Calculate mutual fund SIP compound growth for any monthly investment, tenure and assumed return rate. Features step-up comparison, inflation-adjusted purchasing power, AMFI sensitivity scenarios and year-by-year schedule.
Step-Up SIP Calculator
Calculate mutual fund growth with periodic percentage or fixed rupee increments. Features fixed vs step-up comparison, monthly cap, inflation adjustment, salary affordability schedule, and target goal mode.
Goal SIP Calculator (Target Planner)
Calculate the estimated monthly SIP required to achieve any future financial goal. Includes visual inflation adjustment bridge, existing savings compounding, step-up alternatives, and sensitivity tables.
Lumpsum Investment Calculator
One-time mutual fund investment returns with inflation adjustments, target mode, and Lumpsum vs SIP analysis.
SWP Calculator (Systematic Withdrawal Plan)
Estimate monthly cashflows, corpus longevity, depletion timeline, and inflation-adjusted withdrawals.
Fixed Deposit (FD) Calculator
Calculate fixed deposit maturity value and interest for any bank in India. Supports cumulative and non-cumulative FD with quarterly, monthly, annual compounding. SBI, HDFC, ICICI FD calculator.
RD Calculator – Recurring Deposit Maturity Calculator
Calculate RD maturity value, effective annual yield and instalment schedule for bank and Post Office recurring deposits. Supports quarterly, monthly and custom compounding.
Smart FD Switch & Premature Closure Analyzer
Analyze whether breaking your FD for a higher-rate FD is worthwhile. Shows break-even rate, same-maturity comparison, sensitivity table and optional tax estimate. No universal penalty assumed.
NRI Fixed Deposit Calculator (NRE / NRO / FCNR)
Calculate maturity value, Indian tax/TDS, and foreign currency returns for NRE, NRO, and multi-currency FCNR(B) deposits with DTAA relief options.
CAGR Calculator (Compound Annual Growth Rate)
Calculate CAGR, annualized investment returns and absolute returns over multiple years.
FIRE Calculator (Financial Independence, Retire Early)
Comprehensive FIRE calculator with customizable withdrawal rates (3%–4%), inflation-adjusted retirement living expenses, Lean/Standard/Fat/Coast/Barista FIRE tiers, longevity runway simulation, and Sequence-of-Returns stress testing.
Time Value of Money (PV & FV) Calculator
Institutional Time Value of Money calculator: Solve for Future Value (FV), Present Value (PV), Required Return (r), Horizon (t), or Periodic Savings (PMT). Features Ordinary Annuity vs Annuity Due timing, Effective Annual Rate (EAR), compounding frequency matrix, and inflation-adjusted purchasing power.
Retirement Corpus Calculator
Model target retirement corpus, existing EPF/PPF/NPS asset compounding, pension & rental offsets, pre & post-retirement inflation, and step-up monthly investment.
Emergency Fund Calculator & Goal Planner
Calculate essential monthly fixed expense buffer, assess funding gap, and plan your savings timeline based on sound financial planning principles.
Net Worth & Wealth Tracker
Track your total assets, liabilities, liquid net worth, and historical wealth milestones with 100% client-side privacy. Zero cloud tracking.
Buy vs Rent Home Analyzer
Compare buying vs renting a home under your custom property appreciation, rent inflation, and investment return assumptions with complete cash-flow and break-even analysis.
Crorepati SIP Goal Calculator
Estimate the timeline or monthly SIP required to reach your ₹1 Crore wealth milestone based on your chosen assumptions.
Cost of Delay Calculator (SIP)
Estimate how delaying a monthly SIP affects your projected wealth, and calculate the required catch-up investment to stay on track.
Impact of 1% Return & Fee Difference Calculator
See how a small difference in annual returns or expense ratios can affect your projected investment corpus over time.
Inflation Calculator (Purchasing Power)
Calculate future living costs, purchasing power decline, lifestyle retirement expenses, and exact real returns.
Government & Post Office Schemes
Explore guaranteed return schemes like PPF, Sukanya Samriddhi (SSY), and Senior Citizens Savings Scheme.
PPF Calculator (Public Provident Fund)
Calculate PPF maturity value, yearly interest, and 80C tax benefits. Public Provident Fund 15-year EEE tax-free government-guaranteed scheme. Free PPF calculator India 2026.
EPF & VPF Calculator
Calculate your EPF retirement balance, voluntary VPF, employer statutory contribution split (EPF vs EPS), and annual interest compounding.
NPS Calculator (National Pension System)
Calculate NPS retirement corpus, tax-free lump sum, and illustrative annuity income under the PFRDA 80/20 framework with Active/Auto asset allocation, employer split, and step-up compounding.
APY Calculator (Atal Pension Yojana)
Calculate your Atal Pension Yojana (APY) contribution, guaranteed minimum pension from age 60, spouse pension, and nominee pension wealth under the official PFRDA chart.
SCSS Calculator (Senior Citizens Savings Scheme)
Calculate SCSS quarterly interest income, first-quarter broken period interest, 5 vs 8-year extension, tax impact with Section 80TTB, and premature closure terms under Government of India rules.
Sukanya Samriddhi (SSA) Calculator
Calculate Sukanya Samriddhi Yojana maturity amount for your daughter. SSA with 8.2% government-backed tax-free interest, 21-year maturity - free SSY calculator India 2026.
Post Office MIS Calculator
Government-backed small-savings scheme with a government-notified interest rate (7.4% p.a.) and monthly interest payments.
NSC Calculator (National Savings Certificate)
Post Office 5-year fixed return certificate with 7.7% annual compounding and Section 80C tax deduction under Old Regime.
Tax & Salary
Optimize your take-home pay and tax liability. Compare old vs. new tax regimes and calculate salary components.
Income Tax Calculator (New vs Old Regime)
Calculate income tax for FY 2026–27 (AY 2027–28) & FY 2025–26 comparing Section 115BAC New Regime vs Old Tax Regime with ₹75,000 standard deduction, Section 87A rebate, and Chapter VI-A deductions.
Salary & In-Hand CTC Calculator (FY 2026–27)
Convert CTC to accurate monthly fixed in-hand take-home salary, employer retirals (EPF, Gratuity, NPS, Mediclaim), state Professional Tax, and FY 2026–27 income tax. Compare two job offers side-by-side.
HRA Exemption Calculator
Calculate House Rent Allowance tax exemption under Section 10(13A).
GST Calculator
Calculate GST inclusive and exclusive invoice amounts with intra-state (CGST + SGST) and inter-state (IGST) split, trade discounts, compensation cess, and Input Tax Credit (ITC).
Gratuity Calculator
Calculate statutory gratuity for Regular, Fixed-Term (1-year rule), and Seasonal employees under the Code on Social Security 2020 and Payment of Gratuity Act 1972, with Section 10(10) tax exemptions.
Capital Gains Tax Calculator — STCG & LTCG (FY 2026–27)
Free capital gains tax calculator India for FY 2026–27 / AY 2027–28. Compute STCG & LTCG for listed equity (Sec 111A/112A), equity MFs, debt funds (Sec 50AA), real estate with pre-23 July 2024 grandfathering (12.5% unindexed vs 20% indexed), physical gold, and tax-free SGB redemption.
Business & Utilities
Everyday financial utilities and business calculators including GST, margin, and discount tools.
Simple Interest Calculator
Calculate simple interest, total maturity, and yearly breakdown for flat loans & investments.
Compound Interest & AER Calculator
Compound interest with Daily, Monthly, Quarterly, or Annual frequency compounding.
Rule of 72 Doubling Time Calculator
Calculate exact years to double (72), triple (114), or quadruple (144) your money or halve purchasing power.
Depreciation Calculator (SLM & WDV)
Calculate Straight Line (SLM) and Written Down Value (WDV) asset depreciation schedules.
Stock Average Price Calculator
Calculate net average cost per share when buying shares at multiple dips and prices.
Working Capital Calculator
Calculate inventory, receivables, payables cycle and bank finance gap.
Profit Margin & Markup Calculator
Calculate gross profit, margin percentage, markup percentage, and revenue.
Discount & Sale Price Calculator
Calculate final discounted price and savings on retail discounts.
Currency Converter & Forex Calculator
Instant conversion between INR, USD, EUR, GBP, AED, SGD, and more.
Age Calculator & Milestones
Exact age in years, months, days, total hours lived, and next birthday countdown.
Date Difference Calculator
Count exact days, weeks, months between dates or calculate future/past dates.
Maturity Date Calculator
Calculate exact maturity calendar date for any deposit duration.
Pregnancy Due Date & Milestones Calculator
Calculate estimated delivery due date (EDD), gestational age, trimester timeline, and baby size milestones.
Ratio & Proportion Calculator
Simplify ratios, solve proportions (A:B = C:D), divide amounts in ratio (A:B:C), and scale aspect ratios.
Comprehensive Financial Calculators for Every Need
Finn360Pro is your ultimate destination for accurate, fast, and secure financial planning. Whether you're looking to calculate your home loan EMI, optimize your income tax under the new regime, or plan your path to Financial Independence, Retire Early (FIRE), our suite of 50+ specialized calculators is designed to give you clarity and control over your personal finances.
Unlike other platforms, we prioritize your privacy. All calculations are performed directly in your browser, meaning your sensitive financial data is never sent to our servers. From simple fixed deposit maturity estimations to complex amortization schedules and salary structuring, Finn360Pro equips you with professional-grade tools wrapped in an intuitive, easy-to-use interface.
Why Use Finn360Pro?
- Privacy First: 100% client-side calculations ensure your data stays on your device.
- Comprehensive: Covering everything from basic GST math to advanced mutual fund SIP step-up strategies.
- Free & Accessible: We believe financial literacy tools should be available to everyone without complicated sign-ups.