Terms of Service & Disclaimer

1. Nature of Service & Calculation Accuracy

Finn360 Pro provides mathematical calculation, loan amortization modeling, and wealth planning tools for general illustrative and decision-support purposes. While all formulas are modeled after standard financial principles (including RBI guidelines, Income Tax Act provisions, and banking amortization standards), results are estimations and should not be construed as legally binding loan sanctions or certified tax audits.

2. Not Financial or Legal Advice (YMYL Disclaimer)

The software, content, articles, and downloadable PDF reports provided on Finn360 Pro do not constitute professional financial advisory, certified accounting services, investment recommendations, or legal counsel. We are not a SEBI-registered investment advisor.

Decisions regarding "Your Money or Your Life" (YMYL) should never be made solely on the basis of a web calculator. Actual bank loan terms, mutual fund returns, stock market performance, eligibility criteria, and tax liabilities depend on individual lender policies, market conditions, and official tax assessments. Always consult a certified financial planner, Chartered Accountant, or legal professional before making major financial decisions.

3. Intellectual Property & Use of Software

All interface designs, proprietary styling, calculation code, and branding assets of Finn360 Pro are protected by copyright and intellectual property laws. Users may generate and export PDF amortization schedules for personal or internal business analysis.

4. Limitation of Liability

Under no circumstances shall Finn360 Pro or its developers be held liable for direct, indirect, incidental, or consequential financial losses arising from investment choices, loan agreements, or tax filings made on the basis of calculations generated by the platform.