Privacy Policy
This Privacy Policy applies to both the Finn360 Pro Android Mobile Application (distributed via Google Play Store) and the Finn360 Pro Website (finn360.com / finn360.com).
Your financial values, salaries, loan tenures, and net worth calculations run exclusively inside your device's browser/app memory. We never transmit them to external servers.
You can use all 50+ financial tools anonymously. We do not require your email address, phone number, PAN, Aadhaar, or bank credentials.
We do not host or operate a backend database collecting user financial profiles. When you clear your browser or app storage, all data is immediately erased.
1. Information We Collect (and What We Do NOT Collect)
Finn360 Pro is engineered with a strict zero-data-retention architecture. Here is a clear breakdown of how information is handled:
- Financial & Calculation Data: Inputs entered into calculators (e.g. Loan Amount, Salary, Interest Rates, Property Values, Gold Weight) are computed strictly in real-time on your client device. We do not transmit, log, store, or sell your financial data.
- Calculation History: If you choose to save a calculation result, it is saved locally in your device's
localStorage(for web) or local sandbox storage (for Android). It never leaves your phone or browser. - Personal Identifiable Information (PII): We do NOT ask for, collect, or store personal identifiers like your full name, PAN number, Aadhaar number, bank account details, or credit card numbers.
2. Mobile App Device Permissions (Android / Google Play)
The Finn360 Pro Android app operates with minimum necessary permissions to deliver offline calculation and utility capabilities:
| Permission | Type | Purpose & Handling |
|---|---|---|
| Internet / Network State | Required | Used to check connectivity status, load updated RBI benchmark rates, and serve Google AdSense/AdMob ads. |
| Storage / Media Library | Optional | Used strictly when you click "Export PDF" or save a generated amortization report to your device's Downloads folder. |
| Camera & Location (Optional) | Optional | Used only if you utilize the optional GPS-verified document inspection tool. Photos taken remain 100% on your local device and are never uploaded to any server. |
| Notifications & Alarms | Optional | Allows setting local device reminders for deposit maturity dates, loan EMI due dates, or recurring tax deadlines. |
3. Third-Party Services & Advertising
To keep Finn360 Pro completely free for all users worldwide, we use third-party advertising companies, including Google AdSense, to serve ads when you visit our website.
- Google AdSense & Cookies: Third party vendors, including Google, use cookies to serve ads based on a user's prior visits to your website or other websites.
- Google's use of advertising cookies enables it and its partners to serve ads to our users based on their visit to our sites and/or other sites on the Internet.
- Opting Out: Users may opt out of personalized advertising by visiting Google Ads Settings. Alternatively, you can opt out of a third-party vendor's use of cookies for personalized advertising by visiting www.aboutads.info.
4. Data Retention, Control & Deletion
Because all calculation data is stored locally on your device:
- Instant In-App Deletion: You can clear your calculation history anytime by opening the History Drawer (clock icon in the top navigation) and clicking "Clear History".
- Browser / App Storage Clear: Clearing your browser cookies/site data or clearing app storage in Android Settings instantly purges all saved preferences, theme selections, and offline calculation history.
5. Children's Privacy (COPPA & Global Standards)
Finn360 Pro is designed for general audiences and financial planning for adults (18+). We do not knowingly solicit or collect personal information from children under the age of 13. If you believe any minor has provided us with personal data, please contact us and we will promptly ensure no such data is processed.
6. Changes to This Privacy Policy
We may periodically update our Privacy Policy to reflect changes in regulatory standards (e.g. RBI norms, Google Play Developer Policies, or Digital Personal Data Protection laws). Any modifications will be posted directly on this page with an updated "Last Updated" timestamp. Continued use of the website or mobile application constitutes acceptance of the revised policy.
7. Contact Us & Grievance Officer
If you have any questions, suggestions, or concerns regarding this Privacy Policy or your data safety, please reach out to our dedicated support team: