Loans & EMI
Plan your borrowing with precision. Calculate EMIs, amortization schedules, and evaluate refinancing options.
EMI Calculator
Calculate monthly EMI, interest payable, and full loan amortization schedule.
Mortgage Calculator
Calculate monthly mortgage payment with Principal, Interest, Property Tax, Home Insurance, and PMI.
Home Loan EMI Calculator
Calculate monthly home loan EMI, total interest, amortization schedule, and tax benefits under Sec 24 & 80C.
Personal Loan EMI Calculator
Calculate monthly personal loan installments, processing charges, and interest cost for instant cash loans.
Car Loan EMI Calculator
Calculate auto loan EMI for new and used cars with down payment and interest schedule.
Education Loan EMI Calculator
Calculate study loan EMI with moratorium period and Section 80E tax deduction benefits.
Staff Loan Calculator (Govt / Bank Concessional)
Principal-first interest-later calculation for bank and government employees.
Loan Balance Transfer & Refinance Calculator
Compare existing loan against new interest rates, processing fees, MODT charges, and breakeven period.
Loan Prepayment & Closure Calculator
See how extra monthly or lump sum payments reduce loan tenure and interest.
Loan Comparison Calculator (2-3 Loans)
Side-by-side comparison of 2 or 3 loan offers to find the cheapest loan.
Loan Eligibility Calculator (Generic)
Calculate maximum loan borrowing capacity based on Net Monthly Income (NMI), existing EMIs, and bank EMI/NMI ratio limits.
Home Loan Eligibility Calculator (LTV & FOIR)
Calculate maximum home loan limit considering RBI LTV rules and dynamic SBI Income/FOIR limits.
Car Loan Eligibility Calculator
Calculate max auto loan limit considering on-road price LTV constraints and your existing EMI burden.
Personal Loan Eligibility Calculator
Check how much unsecured personal loan you can get based on your net monthly salary and existing debt.
Credit Card Debt Payoff Calculator
Calculate time and interest required to become debt-free from high APR credit cards.
Simple Loan Calculator (Flat Interest EMI)
Calculate simple interest loan installments, flat vs reducing rate equivalent, and total interest cost.
Gold Loan Calculator (LTV & Bullet Repayment)
Calculate gold loan eligibility per gram (18K, 22K, 24K) with RBI 75% LTV, EMI, and Bullet Repayment.
Loan Against Property (LAP) Calculator
Calculate mortgage loan eligibility on residential or commercial property with 50%–70% LTV.
Kisan Credit Card (KCC) Agri Loan Calculator
Calculate subsidized crop loan limits with 3% prompt repayment subvention (Effective 4% p.a. rate).
Wealth & Investments
Build your wealth and plan for retirement. Tools for SIPs, lumpsum investments, and FIRE planning.
PPF Calculator
Calculate PPF maturity amount and interest earned over 15 years.
SIP Calculator (Systematic Investment Plan)
Mutual fund Systematic Investment Plan compound returns & wealth growth.
Step-Up SIP Calculator
Model yearly investment increments with salary hikes for massive compounding.
Goal SIP Calculator (Target Planner)
Calculate monthly SIP amount needed to achieve a target financial corpus.
Lumpsum Investment Calculator
One-time mutual fund / equity investment returns with compound interest.
SWP Calculator (Systematic Withdrawal Plan)
Regular monthly pension cashflow from mutual fund corpus with balance projection.
Fixed Deposit (FD) Calculator
Bank FD maturity with exact Years, Months, Days tenure and compounding frequencies.
Recurring Deposit (RD) Calculator
Quarterly compounding for monthly recurring bank deposits across flexible tenures.
Smart FD Switch & Analyzer Calculator
Analyze penalty vs higher interest gain, with full RBI NRE/NRO 0% rule compliance.
NRI Fixed Deposit Calculator (NRE / NRO / FCNR)
Calculate 100% tax-free NRE FD, 31.2% TDS NRO FD with DTAA relief, and multi-currency FCNR(B) deposits.
CAGR Calculator (Compound Annual Growth Rate)
Calculate Compound Annual Growth Rate and multi-year compound interest.
FIRE Calculator (Financial Independence Retire Early)
Calculate Lean/Fat FIRE target corpus, savings rate, and early retirement year.
Time Value of Money (PV & FV) Calculator
Calculate Present Value (PV), Future Value (FV), and compounding growth with annuities.
Retirement Corpus & Pension Calculator
Inflation-adjusted post-retirement living expenses and nest egg requirement.
Emergency Fund Calculator
Determine essential monthly expense buffer for 3 to 12 months safety net.
Net Worth Calculator
Track total financial & physical assets minus all debts and liabilities.
Buy vs Rent Calculator
Comprehensive financial comparison of buying a home vs renting + investing.
Crorepati SIP Goal Calculator
Find out exact years or monthly savings required to reach ₹1,00,00,000.
Cost of Delay Calculator (SIP)
See the massive opportunity loss of delaying SIP investments by 1-5 years.
Impact of 1% Fee & Return Calculator
Understand how a small 1% difference in returns or expense ratio compounds.
Inflation Calculator (Purchasing Power)
Calculate future purchasing power loss and how much money you need to maintain lifestyle.
Government & Post Office Schemes
Explore guaranteed return schemes like PPF, Sukanya Samriddhi (SSY), and Senior Citizens Savings Scheme.
PPF Calculator (Public Provident Fund)
15-Year EEE tax-free government guaranteed retirement wealth builder.
EPF & VPF Calculator
Employee Provident Fund retirement corpus with employer contribution & interest.
NPS Calculator (National Pension System)
Tier-1 NPS retirement lump sum and monthly annuity pension projection.
APY Calculator (Atal Pension Yojana)
Govt guaranteed ₹1,00,0 to ₹5,000 monthly pension for age 18-40.
SCSS Calculator (Senior Citizens Savings Scheme)
Quarterly interest payout scheme for senior citizens (Age 60+).
Sukanya Samriddhi (SSA) Calculator
Girl child welfare scheme with highest interest & tax-free maturity.
Post Office MIS Calculator
Monthly Income Scheme with sovereign guarantee and fixed monthly returns.
NSC Calculator (National Savings Certificate)
Post office 5-year fixed return certificate with 7.7% annual compounding and 80C tax deduction.
Tax & Salary
Optimize your take-home pay and tax liability. Compare old vs. new tax regimes and calculate salary components.
Income Tax Calculator (New vs Old Regime)
FY 2024-25 & FY 2025-26 slab comparison with standard deduction & 87A rebate.
Salary & In-Hand CTC Calculator
Break down gross CTC into monthly in-hand take-home, EPF, PT, and taxes.
HRA Exemption Calculator
Calculate House Rent Allowance tax exemption under Section 10(13A).
GST Calculator
Inclusive & Exclusive GST calculation with CGST, SGST, and IGST breakup.
Gratuity Calculator
Payment of Gratuity Act calculation for 5+ years of continuous service.
Capital Gains Tax Calculator (LTCG / STCG)
Calculate LTCG & STCG tax for Equity (12.5%), Debt, Gold, & Real Estate under Budget 2024-25 provisions.
Business & Utilities
Everyday financial utilities and business calculators including GST, margin, and discount tools.
Simple Interest Calculator
Calculate simple interest, total maturity, and yearly breakdown for flat loans & investments.
Compound Interest & AER Calculator
Compound interest with Daily, Monthly, Quarterly, or Annual frequency compounding.
Rule of 72 Doubling Time Calculator
Calculate exact years to double (72), triple (114), or quadruple (144) your money or halve purchasing power.
Depreciation Calculator (SLM & WDV)
Calculate Straight Line (SLM) and Written Down Value (WDV) asset depreciation schedules.
Stock Average Price Calculator
Calculate net average cost per share when buying shares at multiple dips and prices.
Working Capital Calculator
Calculate inventory, receivables, payables cycle and bank finance gap.
Profit Margin & Markup Calculator
Calculate gross profit, margin percentage, markup percentage, and revenue.
Discount & Sale Price Calculator
Calculate final discounted price and savings on retail discounts.
Currency Converter & Forex Calculator
Instant conversion between INR, USD, EUR, GBP, AED, SGD, and more.
Age Calculator & Milestones
Exact age in years, months, days, total hours lived, and next birthday countdown.
Date Difference Calculator
Count exact days, weeks, months between dates or calculate future/past dates.
Maturity Date Calculator
Calculate exact maturity calendar date for any deposit duration.
Pregnancy Due Date & Milestones Calculator
Calculate estimated delivery due date (EDD), gestational age, trimester timeline, and baby size milestones.
Ratio & Proportion Calculator
Simplify ratios, solve proportions (A:B = C:D), divide amounts in ratio (A:B:C), and scale aspect ratios.